Your Money Chooses

“Apart from the ballot box, philanthropy presents the one opportunity the individual has to express their meaningful choice over the direction in which our society will progress” – George K Kirstein

There is nothing I can do about it now. I voted. The election is over and now I sit back and wait to see where the leaders take the country, until the next election in three years when they ask my opinion again. I have this tiny moment in time to add my voice to the millions of others, and if most people agree then we might get somewhere. It’s hard to see what kind of impact I really have though. One vote in millions doesn’t seem to carry any weight at all, so why bother? I am sure that I’m not the only one who has thought that too because in my electorate alone, the informal votes ranked higher than a number of the candidates. That means that more people didn’t fill out their ballot paper correctly than those who voted for some candidates on purpose. The Australian Electoral Commissions suggests that 5% of all votes are informal and can’t be officially counted.

It’s easy to see how people can end up there. And it’s easy to see how people can disengage from community life thinking that they are unable to change anything, so why bother.

But that’s not true. The impact an individual can have on our world is huge, and we don’t have to wait for an election to be called to do it. Every day we have money within our control and what we do with it creates the society we live in. The organisations we give to shift our culture. When we give money to charities it shows politicians what people actually care about, not what they say they care about. Money moves our culture. Money moves our values. Money is a tool we can use to create the society we want. We get to choose what we do with it. So, give generously to organisations as a vote to create the world you want.

Nope.

There is a story, perhaps a myth, about the king of Siam (modern day Thailand) who would give a white elephant to those in his kingdom who displeased him. Not wanting to upset the king, everyone accepted this gift. Plus, it was such an honour to own such a rare animal and it signified that you had made it. It was the Ferrari 250 GTO of its day (look it up, super rare and expensive).

In doing so, it was the king’s hope that the cost of looking after the elephant would financially ruin the person and free the king of their presence. Pretty sneaky.

Then there is the time that the king of Siam offered two elephants to President Abraham Lincoln in the early 1860’s, because America had none, and obviously need some.

The catch was that Siam didn’t have the means to transport them there, so President Lincoln needed to send a ship full of hay and other food that the elephants could eat. Also, fresh water – tanks of it. Plus, special berths so that the elephants could stand up and lie down. Also, they wanted to do it a few times so it would be more than one trip. Once in America, they had to make sure the elephants kept warm and then they should just let them run around the country for a bit to multiply.

President Lincoln said no. Respectfully so. With wisdom. Essentially he said, “Nah, we don’t need ‘em. We have other machinery that we use.”

I don’t know what the political fall out from that was, but that’s probably the reason there are no elephants in North America. Also, it’s way too cold in America for elephants. They would have died pretty quickly. In saying no, it saved America a lot of time, money and hassle.

Sometimes it’s important to say no when someone tries to give you something.

Acceptance

“This is for you dad.”

You probably know the look very well. The large, expectant eyes of a small child, that is handing you, what can only be called a ‘picture’.

I’ve lost count of the number of times that I have been given drawings that were supposedly of me, or pieces of half-eaten food, or bits of paper with precious rubbish wrapped up in them by my kids, or other people’s kids as a precious gift. All of which I gratefully accepted, not because I wanted them, but because accepting the gift was an act of generosity. It gave my kids the chance to experience what is was like to give something away that they worked hard on, or meant a lot to them. They could learn about giving gifts that other people would actually want later, in that moment, it was more important for them to experience being generous.

Most people would agree with that. But it doesn’t just stop with kids learning how to give.

There have been other times in my life when someone has tried to be generous to me and I refused the gift. Not because I didn’t want it, but because it felt like too much. I felt insecure and inadequate, and like I would be a freeloader if I accepted it. So, I said no.

There is nothing wrong with saying no, but there are times when accepting a gift is an act of generosity because of what it gives the person who gives it. We know that there are many benefits when we give and it’s important not to rob people of that experience when they are trying to give to us.

In saying that, there are definite times to say ‘no’…(more to come on this)

Give First

One of the earliest Jewish teachings was about giving. The Jews were instructed to give 10% of what they had to the priests as an offering to God. It wasn’t the last 10%, or 10% from somewhere in the middle, it was the very first 10%, or first fruits to be set aside from their latest crop or produce they had harvested.

Religious doctrine aside, this is a great practical process, because it ensures that whatever happens, you are generous first before consuming what is left over. If you were to wait and see what was left after you had used up all that you needed, there wouldn’t be anything left to give away. Generally, people will spend and use what is available to them.

This is one thing that I struggle to do but it is one of the best disciplines to have. Being intentional about giving means knowing how much you want to give away, and to whom, then putting that amount aside before it gets used on other things.

Give first, then live. It will help keep your priorities straight and loosen the grip that the love of money can have on you.

Which One?

I recently saw a list of those who make significant political donations and I was a little surprised that there were a number who gave to both major parties in Australia. I guess it makes sense if you are looking to hedge your bets, so you don’t back the wrong horse, but it reminded me of how most people give money to charity.

It is very rare to come across someone who donates to only one charity. Instead, I often hear that people give to a few different ones, sometimes to two that are working in a similar space because, whilst they may be different organisations with slightly different approaches, the supporter likes them both. So why not?

It’s a portfolio style of giving, where you choose a selection of charities to support across a few different areas. Some will be similar, others will be doing something completely different so that you can diversify your portfolio. Over time you become more engaged and connected with the charities you support which leads to greater fulfilment in your giving, as you learn more about the difference that your generosity is having.

The Most Underpaid Team Member

The most valuable person in my team is underpaid. In fact, she earns nothing.

The most valuable person in my team is Lorraine.

She volunteers her time each week to make phone calls. Not a cold-call, scam type of phone calls. But in a ‘thank you for donating and making a difference’ type of way.

Each week, she gives up her time to go through the list of people who gave over the last 7 days and calls them simply to say ‘thanks’. That’s it.

And the response?

People love it. They truly value being thanked for doing something great. I have had many people let me know that they got a call from her and they really enjoyed it. I have had people give more often after getting a call from her. Maybe they felt so good about being thanked that they gave again. Maybe they just wanted to speak to Lorraine again. Whatever the reason, I know that Lorraine is the most valuable part of my team because she is at the forefront of caring for those who are using their generosity to end poverty, one family and one community at a time through the work of Opportunity.

No doubt, she needs a pay rise.

I’m Not Asking for Your Money

I work for a charity and meet with people who donate significant amounts, but I don’t ask them to give money.

I used to do that, and it felt wrong. I felt like I was apologising every time I wanted to meet with them and that they thought I only wanted something from them…which was kind of true – their money.

I got tired of that feeling and of asking people to give money, so I decided to try something else.

Instead of asking people to give, I now invite people to fulfil their purpose through generosity. By giving money to Opportunity, an organisation that they are passionate about, our supporters are finding a way to fulfil their purpose.

They are bringing dignity to those living in poverty.

They are giving back some of what they have received.

They are living out their values.

They are showing care and concern for their fellow human beings.

They are releasing the hold that money can have on those who have it.

They are being generous and reaping the rewards that generosity bring.

So I don’t ask for money. I offer a pathway to purpose.

Why People Give

“When you give to charities, what outcome are you looking to achieve?”

This is the most common question I get to ask people who support Opportunity. It’s important to find out what motivates them to give, mostly so that we can achieve the kind if impact they are looking for.

Often, the answer I get is “I want to make a positive difference”, and after further discussion they tell me about how someone helped them early in their life. So, they give to pass it on and help someone work their way out of poverty.

For many Opportunity supporters they see creating businesses as a great way to help people help themselves. A small loan gets given to kick start their journey out of poverty, by creating a small business which provides them an income. They can then put food on the table, send their kids to school, pay the loan back and leave poverty behind.

The types of business the small loans create in places like India and Indonesia are not what you normally think of. There are no ABN’s, no offices, no IT set up, no convoluted distribution channels. It’s more simple than that. You buy items at one price, take it to a market or the side of the road and sell it for a little bit more. You get a loan in the morning and can create an income to buy food that evening.

Whilst it takes time for loan recipients to fully leave poverty behind, a small loan is the injection they need to start that journey.

That’s what making a positive difference looks like.

$160 is enough to help create a small loan – donate here.

Always Poor

“The poor you will always have with you” – Jesus

Jesus was talking to a room full of people after someone used an expensive item in an extravagant act of gratitude towards him. Some in the room criticised this act, and in their moral superiority suggested a better use of this gift would be to sell it and give the money to the poor. Jesus essentially said, “if God is in your living room, then shower Him with your best. Spend up big on him because it probably won’t happen again. Tomorrow, when God is no longer in your living room, give generously to those who are living in poverty.”

What we think it means…

We take this interaction and think that it means that we don’t need to worry about trying to end poverty, because you can’t. It’s a fool’s errand. People will always be poor; it’s just how thing are. Give up now and save yourself some heartache.

What it actually means…

Aside from the main point of giving your best to God if He is literally sitting right in front of you, Jesus was talking about situational poverty, which is a transitional time that people go through. Life has all sorts of ups and downs and sometimes the downs can put you into a place of poverty for a season, which is when you require generosity from others. Situational poverty is a short term experience.

This is stark contrast to systemic poverty, which is generational in nature and ensures that those who are poor today will also be poor tomorrow – you know, the kind if extreme poverty we see in the world today. Systemic poverty is man-made and exists in the structures we have put into place which, among other things, ensure that those who are vulnerable are the ones that earn less, suffer greater life shocks, and end up living without what they need to flourish. It doesn’t matter what they do, the system is stacked against them and they are unable to work their way out of it. Most are born into it, and some fall into it, but it doesn’t matter how it happened, it doesn’t need to exist and we can end it.

Poverty will always exist, people will fall into poverty through challenging life circumstances, but to think it will always be the same group of people, and their family for generations to come, or that some people should live their entire lives in poverty because of where they were born, is arrogant, ignorant, and wrong.

Fortunately, we have been making some pretty great headway with some smart structures and a bunch of generous people. We know that systemic poverty doesn’t need to exist and that we can end it, one family and one community at a time. We can’t do it without you though.

Donate here

It’s Never Too Late

You may have heard the question, when is the best time to plant a tree?

The answer is ‘20 years ago’.

The second best time to plant a tree? Right now.

There is a cost to spending time doing something.

Time spent at school could have been time spent at work.

Time spent at work could have been time spent with the family.

Time spent playing sport could have been time spent studying.

Time spent learning an instrument could have been time spent playing sport.

Time spent playing a video game could have been time spent doing anything else.

In the moment it doesn’t really matter. But over time these decisions add up, and lost time is gone forever. It’s a tree never planted. You get no shade. You get no air. You get no beauty from a tree that doesn’t exist.

It is never too late, though. You can always start now. You can always do something for the first time today, to become the type of person that you want to become – and little by little, over time, it can build up to be a new skill, a new passion, a new job. A new tree.

Generosity is just like that. I have failed many times to be generous when given the opportunity. I have written people off. Not given when the chance arose and not cared when someone was in need. But that doesn’t mean I have to live like that always. I can begin again today by being generous with my time, my care and my forgiveness.

In 20 years’ time, the small decisions I make today will grow into something that will bring beauty to all who see it.