Tag: Money

Tyred of the same thing?

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Christmas is upon us. It’s nearly here. It’s happening.

As you go about your preparation for this season and think about the people you will buy presents for, think about what they would really like. I’ve noted before that this is not my strong suit, but I am not the only one.

I recently found out that Australian’s will spend $921 million on presents for people this year that are unwanted. That’s right, almost one billion dollars on gifts that people will throw out. $35 for every man, woman and child will be chucked out. Creating 275,000 tonnes of landfill, about a kilogram for each person.

So, in order to save yourself some time and landfill, reach into your wallet or purse, grab $35 and throw it in the bin.

Or, buy something that will do some good, ensure that your money gets used, recycled and used again, and see to it that your gift is recyclable, by purchasing a Gift of Opportunity. These gifts, like chicks, or ducks, or seeds, or old tyres (yep you read that right), represent things that women living in poverty in India and Indonesia use to create their own business from a small loan. Through that business they make an income, put food on the table, send their kids to school, pay the loan back and work their way out of poverty. Your Christmas gift this year is you providing that loan on behalf of someone you care about and letting them know about it. It’s feel good, do good, save the planet gift giving.

Merry Christmas!

Stormy Weather

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‘Walking round the room singing stormy weather…’

I was literally doing this as a teenager as Crowded House filled my mind with their music genius. Little did I know how important weather would become in my life. For years I would talk about it when I worked in radio. I was fascinated by the way the weather changed, how it could be so different in places that were so close together, and by how it made me feel.

I can take on almost anything if the sun is out and the sky is blue. It makes such a difference to how I feel and my optimism level.

Alternatively, pack the skies with clouds and rain and the cold, then no amount of coffee can perk me up.

I am working on this, and looking to make winter into a time of strength, but to date, the weather I am experiencing strongly influences my quality of life.

The good news is that if you change the weather, you change the experience.

Actual weather aside, there are times when life is filled with challenges and no amount of coffee (or whatever your poison is) can perk you up. So, change the weather/influence, change the experience.

One of the greatest methods of changing your mental health weather is through generosity. By acting generously to someone else, even when you don’t feel like it, it will shift your mood. It changes how you see the world, how you see other people and how you see yourself. Sometimes only by a little bit, but that is still a positive step.

It requires no set up, just find a person/organisation/group in your life that you can give something to, be it money, time, expertise etc. and then do it. The positive impacts will be numerous, for you and the people you are generous to, and so everywhere you go you can always take the weather with you.

Acting Out

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“You cannot think yourself into a new way of acting. You have to act your way into a new way of thinking.” Marsha Linehan 

At some point, action is required. Even though planning is important. Even though preparation is vital. Even though having a sound strategy is wise, there comes a time when it is all lost if we don’t do the thing. If we don’t take the first step and put the plan into action, the preparation to good use and the strategy to the test. A step must be taken.

There is always going to be a reason not to start just yet. There is always going to be a reason to put it off just one more day until you have ‘all your ducks lined up in a row’. But the real reason is fear. Fear of failure, fear of rejection, fear of looking stupid.

“But I’m a perfectionist” = “I am afraid”

“I’m not ready yet” = “I am afraid”

“The timing is not right” = “I am afraid”

Fear cripples, ruins, defeats, quenches growth.

Action begins to tell a new story. To create something new, to start a new journey, to begin a new chapter, first you must act in a new way. Your actions will shape how you think, and in turn, will impact how you feel.

For example, if you act generously, you will feel generous and begin to think generous thoughts.

Access to Joy

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Very few things are within your control.

Very few things are within my control.

The reality is that I can only control my perspective of the world and the things that I do. Trying to control anything else is a complete waste of energy.

Now, you might find that depressing, or you may be inspired by that because it brings with it a sense of freedom to focus on the only things that you can do anything about.

Stuff happens to you in life. Good stuff and not so good stuff, and then a whole lot of ‘in the middle’ stuff. We do not control any of that. But our response is totally on us. How we react is completely our decision.

Victor Frankl says that “between stimulus and response, there is a space. In that space is our power to choose our response”. We get to choose. We get to choose whether we bring joy or terror. We get to choose to bring life or death. We get to choose to bring love or fear.

No doubt, we all want to bring joy and life and love. It can be a challenge to get that right every single time we make a choice and respond to those around us, but we always have access to joy – it comes through doing things for other people. It comes through generosity. It comes through giving.

Choose joy. Choose generosity.

Gratitude = Riches

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Gratitude is riches. Complaint is poverty. – Doris Day

To be rich, to be wealthy, to have something that no one else has, to be in possession of a large number of things. It is the reason we have houses. It is the reason we have bank accounts. It is the reason we have storage units – we are simply unable to carry all the things we own around with us. It is neither practical nor safe.

There’s a story of the Stoic Philosopher, Epictetus, who had an expensive lamp stolen from his house. Upon discovering this theft, he went out and bought a cheaper lamp, saying that “you can only lose what you have”.

Keeping track of your stuff is a full time job. It takes a great deal of energy to make sure things are serviced, in working order, tidy, clean, paid for, swept, made, fed and accounted for. That’s a huge amount of energy when, in the end, time and rust destroy and thieves break in and steal. This kind of richness is fleeting. It could go in a moment.

Gratitude is another kind of riches. A deep richness of acknowledging the good things that are happening all around us, even if, (especially if), we are having challenges with the riches of possessions.

To be grateful creates a strength that cannot be easily toppled. A certainty that, in the midst of a storm, says “I am the luckiest person alive”.

You Cannot Outrun Unhappiness

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You cannot outrun unhappiness. It will get you eventually because as you try to fill your life with things that you think will make you happy, you are feeding unhappiness. Instead, stop and sit with unhappiness. Embrace it. Because there will be days like this. Sad days. Unhappy days. Flat days.

Trying to outrun them is like grasping at oil. It’s an exercise in foolishness. Instead of trying to outrun it, shift your understanding of what happiness is.

Author, James Clear suggests that  “Happiness is simply the absence of desire… Happiness is not about the achievement of pleasure (which is joy or satisfaction), but about the lack of desire. It arrives when you have no urge to feel differently. Happiness is the state you enter when you no longer want to change your state.”

How do you create that state, one which you don’t want to change? How can you be happy with who you are in this moment?

Stephen Covey talks about creating happiness by focusing on contribution not accumulation. What you can give, not what you can get.

Generosity is happiness. It reverses the desire to fill your life with things, to accumulate stuff as a method to avoid the unhappy feeling. It gives you the strength to embrace the unhappy times with the knowledge that I am a generous person, and that is enough. Maybe another word for it is contentment.

How to ‘Success’

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Success.

What the heck is it? Is it winning? Being the first to do something? Achievement? Is someone else’s failure the cost of your success? Is it a destination? Does it disappear?

I’ve talked about it before, but it keeps coming back to me, Bob Dylan’s take on happiness and unhappiness being ‘yuppie’ words. Words for people who already have alot in life.

It’s the same with many definitions of success. I have heard people talk about the job, the car, the house, the boat, the influence that they want so that they would be considered a success. These are yuppie words. These are words used by people who are so entitled they don’t even realise where they are.

There is nothing wrong with striving for these things, but if they don’t come and you feel like a failure as a result, then you are drastically lost in life.

About 80% of people worldwide don’t own a car. Does that mean that 80% of people are not achieving success?

There are about 33 million recreational boats in the world. So, at best, 99.5% of people in the world don’t own a boat. Are they all not achieving success?

These measurements are so ‘first world’ that it is painful to watch.

The beauty of success is that each person gets to define it for themselves. No one can tell you what your life must look like to be successful. You get to create your own path and that path is much more than the things you accumulate on the way. It includes things like quality relationships, the positive impact you have on others, what you can create.

I think that any successful life starts with a sense of gratitude. A true understanding of what we already have. If I have a roof over my head, food on my table, a family who loves me and a job with purpose, then that seems pretty successful to me.

Makes the World Go Round

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For all of it’s deficiencies (meaning that it is not the source of happiness and the love of it causes the greatest issues in our world), money is still just a tool that we use. It is a device we accumulate throughout our lives which we distribute as we see fit.

You probably know the saying, money makes the world go round. It is true, but we direct the way in which the world goes. If you don’t like the way the world is going, then use your money to change that.

How we spend, invest and give money has an effect on everyone on the planet.

If you had something that didn’t bring you happiness and, if used poorly, would damage everyone around you, wouldn’t you want to do something positive with it and create the best outcome possible?

Of course you would.

So, spend money wisely.

Invest money ethically.

Give money generously.

Chicken Salt

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Generosity is like the chicken salt that adds flavour and richness to our lives and communities. It’s all about giving, caring, and showing kindness to others.

When we’re generous, we tap into our empathetic side. The place where we can understand and relate to the struggles and needs of others. By being generous, we show that we’re not just focused on ourselves, but we genuinely care about making a positive difference in someone else’s life.

One of the best things about generosity is that it creates a domino effect. When we receive generosity, it’s only natural to want to pass it on, like a chain reaction of kindness that spreads throughout society.

Also, it brings us joy. Science tells us that giving makes us happier. When we help others and see the impact of our actions, it fills our hearts with a warm, fuzzy feeling. It gives us a sense of purpose and fulfillment, knowing that we’ve made someone’s day a little bit brighter.

Whether it’s a small act of kindness or a grand gesture, every bit counts. You can sprinkle generosity like chicken salt, making the world a better (and tastier) place, one act of kindness at a time.

More valuable than money

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“Time is money.”

“Money doesn’t grow on trees.”

“There is no such thing as a free lunch.”

“I don’t get out of bed for less than…”

“What’s your hourly rate?”

All of these phrases you would have heard of. All of them are either untrue or unhelpful.

There is no doubt that money is a significant part of our lives. We genuinely can’t live without it. We spend most of our waking hours working to get it, then spending in, then wondering where it went. I shudder to think about the amount of spreadsheets that are used globally to track it and attempt to predict it, mostly inaccurately.

But there is more to life than money. I am definitely not the first person to say that. What does it mean though? What is this ‘more to life’ that people talk about?

It means that there are other things in life that are a more important filter to help decide how we spend our time, or what we put our money to, or who we want to become.

As James Clear says, “Nobody will ever pay you to go on a date with your spouse or take your kids to the park or grab coffee with your parents.”

Being generous with our money, time and attention will help to shape a life outside of money. It will be well rounded. It will have purpose. It will bring joy.