You’re Not Ungenerous, You’re Unprompted

An older lady with a shopping trolley approached and asked, “Will this money make it there?”

“Ma’am, we are already at work in the area. This will help us greatly.”

I have spent a small amount of my not-for-profit life working in shopping centres, collecting money. Not haranguing people as they walk past (I have ethical issues with that), but quietly being present. This is not a great method to engage people but it sits well with my conscience. Those who were interested connected with me. This was often very evident when the organisation I was working for was responding to an emergency situation, assisting people living in poverty as they sought to overcome this fresh challenge, be that an earthquake, a flood or a global pandemic. Those who were walking by me, as they shopped, noticed and came over to give money. They had obviously already been thinking about it, and just needed an opportunity to give.

A 2026 report from the Minderoo Foundation estimated that about 60–90% of individual donations to charities happen simply because someone was asked to give.

It wasn’t because people suddenly felt moved, or they had planned to give to a charity anyway, but because a person was bold enough to make the ask.

Whilst part of being a generous person comes from within ourselves, the data shows that another part is just being asked to act in a generous manner.

If you are thinking that you have not been as generous as you would have liked to have been in the past, perhaps that’s not all on you. Maybe no one asked you to give.

So, with that being said, would you like to make a donation to help end poverty?

www.opportunity.org.au

It’s not a competition…but I’m winning

“Well done everyone…mostly me”

It has become a standard saying that I share with my kids at the end of a car trip. It started out as a show of appreciation for how well they behaved in the car on the way home from wherever we were, but something within me wanted to make sure that they knew I did most of the work by driving. It’s a joke…mostly, with a bit of ego.

The same instinct shows up in other areas of life that are supposed to be about someone else entirely. There can be some giant egos attempting to hide inside generous acts. The kind of ego that needs the name on everything they give to, that talks about it constantly to anyone within earshot, that compares their acts against others, not for the benefit of encouraging others to generous acts, but to boost their own profile.

The paradox is that good things can and will come from that sort of generosity. People will be helped, communities will grow and obstacles will be overcome. But probably not as much as they would if the ego was a little less.

But how do you know if there is a giant ego hiding behind your generous acts?

Simply put, if you are trying to prove to someone that you are generous (even if it is only you that you are trying to prove it to), then your ego is very active.

I am always happy to call out great acts of generosity; I think people should have names on buildings if they have given significantly to help create them. But it is not a competition.

Generosity doesn’t need the recognition, but also doesn’t need to be completely anonymous. It has the strength of character to handle both.

“Well done everyone”. (minus the “mostly me”).

What Makes It Generosity?

A gift without cost is a platitude.

Generosity is innately costly. When we give something away to someone else there is always the opportunity cost of what we could have done with that time, money, energy, idea or item.

It’s important to recognise that, perhaps mostly because it will be encouraging for you when you realise just how generous you already are. We can overlook the things we do for others or what we give away and say, “It was nothing really.” But it was something. Even if it was small.

It is also useful to notice an area in your life where you might think you are being generous, but you aren’t.

Does that mean that you have to make sure that every time you do something nice for someone else it costs you something?

If there is no thought given, nothing else you could have bought, or done with your time or your energy, even though it was probably a nice thing to do, it may not be an act of generosity. There is a difference between being nice and being generous.

There’s no need to be legalistic about it, it’s just good to recognise if your giving is costing you something. How much you are willing for it to cost you is entirely up to you.

You Should Auction That

The suggestion came in the middle of a special charity event. We had a signed book, featuring the amazing life story of the organisation’s founder, which I had planned to give away at the end of the night.

“You should auction the book.”

On the face of it, it seemed like a good idea. Get people to bid and create more of a buzz at the event, and raise a bucket load of money for the charity. It’s a win-win, right?

Here’s the thing though, events are terrible for fundraising.

Before you disagree outright, because you have attended one where hundreds of thousands of dollars are raised, hear me out.

They are terrible for three reasons:

  1. The big gala events that tout large amounts of attendees and funds raised, cost almost as much as they raise. At best, they cost half of what they bring in. A 50% fundraising ratio on an activity is not great.
  2. The money given at events is extremely transactional. It consists of the cost that people are willing to pay to be part of the experience and the cost that people are willing to pay to look like they are generous. Both are still generosity, but it is unlikely that those who attend and give will grow a deeper relationship with the organisation they are supporting. Often they are unaware of what the organisation does, or even who they are.
  3. For those that really do care about the organisation they are supporting, they would give anyway, event or not. What looks like a wonderful way to connect with supporters turns out to be an expensive way to ask someone to give who would do it in response to a face to face coffee, or phone call.

Of course there are other things that come from events, like awareness of the organisation and the way the people feel about it – events can create endless good vibes. But based on pure fundraising, they are terrible. They promote transactions, not generosity. Only quality relationships foster the type of long-term generosity that can really benefit charities.

We gave the book away as planned at the event and the recipient loved it – probably more than they would have if they ‘won’ it in an auction.

The Fruit of Being Generous

There are so many benefits to being generous.

Not just for the people receiving it, but for the person giving it too. And that’s okay. You’re allowed to experience good things as a result of choosing to be generous.

The catch is that generosity can’t be driven only by what you get back. The moment it becomes transactional, it stops being generosity and starts becoming something different, more of a calculation.

But when generosity is genuine, it begins to bear fruit.

Not always immediately. Not always in obvious ways. But over time, it becomes noticeable.

It shows up in your attitude. A lighter way of seeing people. Less cynicism. More patience than you used to have.

It shows up in your lifestyle. Less focused on holding tightly, more open-handed in how you live and relate to what you have.

And it shows up in your finances too. Not necessarily more or less money, but a different relationship with it. Less fear. Less grip. More clarity about what it’s for.

The strange thing about generosity is that it grows both outward and inward at the same time.

You give something away.

And somehow, you grow fruit for yourself.

The Most Generous Person in the World

Who is the most generous person in the world?

It’s a hard question, with many ways to answer.

If we measure generosity by dollar amount, then the usual names come up. Bill Gates. Warren Buffett. Billionaires giving away billions.

Fair enough.

But the deeper you go into the question, the harder it becomes to answer.

If generosity is measured by percentage given away, then maybe Chuck Feeney belongs near the top. He spent much of his life quietly giving almost all his wealth away.

If generosity is measured by trust, then maybe MacKenzie Scott belongs near the top. She gives large amounts away quickly, and completely trusting the organisations to spend it wisely.

If generosity is measured in time, sacrifice and service to others, then you can’t go past Mother Teresa.

But maybe, some of the most generous people are not people you have heard of.

I think about the parents I know who quietly sacrifice opportunities for themselves so their kids can have them instead.

The friend who answers the phone late at night.

The person who notices someone sitting alone.

The co-worker who makes life easier for everyone else without needing recognition for it.

Tiny acts. Small moments.

Regular people making life a little better for those around them.

Most generosity never gets written about. But I suspect it’s the kind that holds the world together.

Is Kindness Really Free? The Hidden Cost Most People Ignore

“Kindness is costless but also priceless” Warren Buffett

True kindness does cost you something, but not necessarily money. Perhaps that’s just how Warren Buffet sees the world, through a zero-sum game of whether something costs you money or not.

Because I know that kindness costs time, energy, mental space, the opportunity to do something else and sometimes, yes, even money.

But the impact of a kind act is so much more valuable.

Warren is right about the money with this point, it is priceless.

You cannot calculate the dollar value of a genuine kind act from one person to another because it would fall short.

Some things are not able to be bought and therefore there is no space for kindness and generosity within the financial economy. For those that focus solely on dollars and cents, this makes no sense, or cents, so it isn’t something they get involved in.

In this, Warren Buffet is an anomaly. One of the richest men on the planet still has a philosophy of kindness.

He knows that some things are worth more than money.

Is generosity just for good people?

“Have you met me?” I asked a close friend.

They has just said something weird and seemed worried about sharing something with me, because I might judge them for not having their life altogether.

They had seen me go through some of life’s craziest twists and turns, and at no point could I claim that I had it all together. Yet, they feared me judging them? Holy cow. I have no right to do that – I may not be the worst person on earth, but I am far from 100% good.

But my friend, they are a really good person, even though they just shared about some pretty tough things they were involved in.

Life is messy and challenging and I think that anyone who can even be a little bit good in amongst that it outstanding.

In this dichotomy of mess and bits of good, we find an interesting reality – people can act generously without being totally good. Generosity is an outworking of the good we have within us, somewhere. Even if it is a tiny amount of good.

You don’t have to be considered good to act generously to other people.

Also, generosity grows that tiny bit of good within us and makes it a little bigger.

Why We Struggle to Trust Ourselves (And How to Fix It)

“I’ve always gone for the ‘bad boy’ in my relationships, and it has never worked out. I want to find a healthy relationship and settle down”.

“Good for her!” I thought. Self-awareness is the key to helping us create the life that we want.

I rarely watch reality tv. I have caught glimpses over the years, but I never thought that anything about it was actually real, until one day I happened upon a bachelorette type franchise where a well-known female was the object of many a male’s affection. Not groundbreaking by any stretch.

What did stand out was this insight she had about herself.

Fast forward to the end of the series and the final two males that she could choose from represented her two options in life. Choose the new, unknown, probably healthy relationship with a nice guy who cared for her, or the same relationship she has had over and over, which she said she didn’t want.

She chose the second option, the ‘bad boy’ she said she didn’t want, and a few months later it all fell apart, like it always did.

I couldn’t believe it, she had happiness and contentment right in front of her and she threw it aside to chase after something that seemed fun but in the end was damaging. Why would she do that?

But when you think about it, we all do that. We all have some idea about what is good for us, what is healthy, what will probably make us happy, when faced with a choice between those things and what looks fun in the moment, how many times do we choose the thing that will hurt us in the long term? Why can’t we just make good, healthy decisions?

It’s one thing to know what is good for us, what we need, and what will create the best scenario for us down the track, it’s another thing to do it.

Generosity is like that. We could give some money away, or some time, or do something thoughtful for someone else, or we could buy another pair of shoes, or start the next episode of whatever we are streaming at the moment. I know which of those things will make me happier long term, but often I choose the other things.

What on earth do we do? Be generous to yourself and know that this isn’t how it always has to be. You can make a change, by starting small. Take $5, 5 minutes or 5 messages and use them to act generously towards others. Then go back to your shoes and shows. If you do this consistently, over time you will require less shoes and shows and enjoy more generosity and more of life.

Who knows, you may even find yourself making more good, healthy decisions in other areas of your life too.

Why Work Matters: What to Leave Your Kids (and What to Give Away)

When I was 19, I had a midlife crisis. Well, not really but it certainly felt like an existential calamity of sorts.

I remember looking ahead at what my life would be, filled with work, and just not wanting any part of it. I didn’t want to go through life miserably participating in the rat race – sitting in an office 9 to 5, 5 days a week, 48 weeks of the year**. So, I decided to find a way to retire. Yep, at 19. But having no resources put away to comfortably live in my retirement, I soon discovered it was necessary to find a job.

What helped me become amenable to working life was discovering some wisdom in Ecclesiastes in the Old Testament. “A person can do nothing better than to eat and drink and find satisfaction in their own toil. This too, I see, is from the Hand of God.” Believe it or not that lead me to the conclusion that it is good to work and that it was possible to find satisfaction from it.

Many people do that and have created wealth for them and their family. I have heard so much talk about the wealth transfer from this current generation of parents/grandparents to the next. They call it the greatest intergenerational wealth transfer in history. Billions of dollars will change hands in the next 10 years, or 20 years or however long people live for. (It sounds a little crass, I apologise, but it is the reality.)

The big question is how should people arrange their wealth when they pass away? Should they leave it all to their children regardless of how much they have? That makes sense, as parents we want our kids to have everything they need to have a great life. But what makes a great life?

Warren Buffet is quoted as saying, “A very rich person should leave his kids enough to do anything, but not enough to do nothing.” There is a great amount of wisdom to that. Time and again most people who win the lottery end up unhappier than they were beforehand. For many who will receive some of the intergenerational wealth transfer, it will be like winning the lottery. They will never have to work again, but to what end?

From my experience I see that there is a danger in working too much and at the same time, there is a danger in working too little. Leave your kids enough money so they still have to work, because that is good for them.

If you have more than that, then give the rest away.

**I am fully aware of the irony that, out of the countries in the world, Australia has some of the best work conditions, including shorter office hours and longer annual leave than many other places. By try telling that to 19-year-old Kieran. He knew what he wanted and it was not work.