Tag: Poverty

You’re Not Ungenerous, You’re Unprompted

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An older lady with a shopping trolley approached and asked, “Will this money make it there?”

“Ma’am, we are already at work in the area. This will help us greatly.”

I have spent a small amount of my not-for-profit life working in shopping centres, collecting money. Not haranguing people as they walk past (I have ethical issues with that), but quietly being present. This is not a great method to engage people but it sits well with my conscience. Those who were interested connected with me. This was often very evident when the organisation I was working for was responding to an emergency situation, assisting people living in poverty as they sought to overcome this fresh challenge, be that an earthquake, a flood or a global pandemic. Those who were walking by me, as they shopped, noticed and came over to give money. They had obviously already been thinking about it, and just needed an opportunity to give.

A 2026 report from the Minderoo Foundation estimated that about 60–90% of individual donations to charities happen simply because someone was asked to give.

It wasn’t because people suddenly felt moved, or they had planned to give to a charity anyway, but because a person was bold enough to make the ask.

Whilst part of being a generous person comes from within ourselves, the data shows that another part is just being asked to act in a generous manner.

If you are thinking that you have not been as generous as you would have liked to have been in the past, perhaps that’s not all on you. Maybe no one asked you to give.

So, with that being said, would you like to make a donation to help end poverty?

www.opportunity.org.au

“Them’s fightin’ words!”

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This was the response from someone when I pitched my understanding of what Opportunity International Australia does, as someone who works there. They were uncomfortable at the adversarial language I used, but the reality is, ending poverty for families is innately adversarial. It is a fight. It is the removal of accepted systems and a replacement with other methods.

I think life is more adversarial than we may realise, even as we go about our everyday lives. We might think that we are harming no one, living in peace with those around us, sure a little bit jaded and cynical of the world, but perhaps we are missing something, like the cost of that ‘peace’.

Nick Cave said, “Cynicism is not a neutral position — and although it asks almost nothing of us, it is highly infectious and unbelievably destructive…Unlike cynicism, hopefulness is hard-earned, makes demands upon us, and can often feel like the most indefensible and lonely place on Earth. Hopefulness is not a neutral position either. It is adversarial.”

Generosity is work. Generosity is adversarial. Generosity says “I value something outside of myself”, and it seeks to change the status quo.

Stinginess is easy, but not neutral. It seeks to keep things as they are.

Perhaps there are no neutral positions.

Is Kindness Really Free? The Hidden Cost Most People Ignore

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“Kindness is costless but also priceless” Warren Buffett

True kindness does cost you something, but not necessarily money. Perhaps that’s just how Warren Buffet sees the world, through a zero-sum game of whether something costs you money or not.

Because I know that kindness costs time, energy, mental space, the opportunity to do something else and sometimes, yes, even money.

But the impact of a kind act is so much more valuable.

Warren is right about the money with this point, it is priceless.

You cannot calculate the dollar value of a genuine kind act from one person to another because it would fall short.

Some things are not able to be bought and therefore there is no space for kindness and generosity within the financial economy. For those that focus solely on dollars and cents, this makes no sense, or cents, so it isn’t something they get involved in.

In this, Warren Buffet is an anomaly. One of the richest men on the planet still has a philosophy of kindness.

He knows that some things are worth more than money.

The Root

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“It wasn’t my fault.”

“It happened to me.”

“I was at the whim of a greater power.”

“The Devil made me do it.”

It can feel good to say those things.

When something bad happens to us it’s nice when we realise that we couldn’t do anything about it and we are just a victim to the situation.

Another statement in line with this thinking is that “Money is the root of all evil”.

If that is true, then it’s not my fault if I make bad decisions with money. Money is bad. Nothing good comes from it. Anyone who has money must be bad too.

But, that statement isn’t true. Not in the format that we might know it. You see, that’s only part of the statement. The full statement is ‘the love of money is the root of all kinds of evil’.

That’s not as fun because instead of being at the whim of a greater power, this would suggest that I have agency in the process. I can control the things that I give my attention and affection to. I can control what I focus on. I can certainly control whether or not I love an inanimate object like money. So, then it is my fault. When we love money, we do bad stuff. Bad stuff to ourselves and other people.

Money is not bad in and of itself. People who have money are not inherently bad or evil, although by their proximity to it they are at greater risk of falling in love with it and what it can bring them.

One key thing; there is enough money on the planet to lift everyone out of poverty. If we were all to love it a little less, then much evil would be overcome.

You can’t handle it

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Not having enough creates a seriously damaging experience for people living in poverty.

Some people find a specific way to function and survive in it. It’s called the Scarcity Mindset – seeing things through a lens of lack and doing whatever you can just to survive. It can be helpful but if you spend too much time in that sort of environment, your brain will be wired for lack and poverty will kill you prematurely.

At the other end of the spectrum, having more than you can handle creates a seriously damaging experience, rewiring you brain for excess and it will kill you prematurely.

We don’t seem to have a safety mechanism for when we have too much. There isn’t a mindset that we can easily form to assist in survival. As Nassim Taleb suggests, “Abundance is harder for us to handle than scarcity.”

Most, if not all of us dream about being on one end of the spectrum. No one strives for poverty of course, but many strive for excess. Often those who strive for excess don’t realise that they already have it, such is the sinister nature of excess – it stops you from realising when you have enough.

One thing that can help is to have an Abundance Mindset which is not as easy to form as the Scarcity Mindset, because it takes intentional work (at least that is what I have found).

An Abundance Mindset comes from a belief that there is enough of everything for everyone, and it starts with gratitude for what you already have. Gratitude leads to generosity.

A Scarcity Mindset that creates an environment in which for me to win, everyone else has to lose, is toxic. An Abundance Mindset that comes from gratitude and encourages generosity is life giving. I know which one I’m aiming for.

The Real Reason for Generosity

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There are so many reasons to give. So many positives. So many benefits for everyone involved.

Many of these are on the periphery of the actual act.

When it comes down to it, the main reason why you should give is the difference that it makes in the lives of those who benefit from your generosity.

No matter the motivations for giving, the different ways, or the different reasons, one thing that connects every generous act is the impact the giving has.

I saw it. The courage of a women who just lost her husband through the COVID pandemic, left to raise three children on her own, who took a loan to create a business and a sustainable income. Who found a way forward with her life after going through the depths of tragedy and poverty. The giving from people in Australia made this type of difference possible. Tara inspired me. So did her children.

So, I choose to give to an organisation that works internationally, that is accredited through the Australian Government, that reports back on the impact it is having. You may choose to do it differently, but the reason you give is the same as the reason I do. Something needs to change and I am in a position to help change it.

What Drives Healthy Generosity

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Generosity comes into existence through action. People give because they are responding to a situation that they cannot stand anymore. They simply must do something to right a particular wrong, or to create a better version of the current reality.

This imperative comes from a place deep within, and many people who give are not able to articulate exactly why they do. They just feel compelled to do so.

But it comes from values.

Someone places value on human life, and when they see something happening in the world, be it poverty, war, famine or other injustices, that rubs up against their value. Usually they see something that reflects an image of themself. It might be children, or women, or parents.

They then give as a response to their values being challenged.

This is an extremely healthy way to give. It comes from a place of purity. And it is usually the starting point of a giving journey, which begins with that almost visceral response and then eventually leads to a place where an individual has a well thought out philosophy of philanthropy with a portfolio of organisations they support for a number of reasons. But at the heart is the imperative that first prompted their generosity. That never leaves.

What can you do?

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So many things are outside of our control. The world is a big place and things happen quickly. What can one person do to stem the tide of poverty, or racism, or sexism, or any other -ism you can think of?

Why bother, right?

If Frozen 2 has taught us anything, (aside from the fact that sequels can be better than the original and water has memory) it’s that sometimes all we can do is ‘the next right thing’. Sure, it’s an animated kids movie, but this is a healthy philosophy that I would love my kids to encapsulate as they grow up in this world. Heck, I would be proud to be able to say that this is how I live my life.

When faced with seemingly insurmountable challenges and overwhelming odds, (be they wind, fire, water or earth spirits…look, just watch the movie), you can still do something. The next thing. The next right thing. Over time, the amount of ‘right things’ you do adds up and begins to make a huge difference.

The challenge in these moments is to figure out what the next right thing is. Let me help you with this – I can guarantee that it has something to do with generosity.

How do I know if it’s generosity? (Or manipulation…)

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Sometimes what may look great on the surface, or upon initial consideration, turns out to be a little less than we expected. I have met people who appear to be amazing, accomplished, friendly and incredibly successful at first glance, but as I spent time with them, I began to realise that they were not quite what they promoted. In fact, they have played fast and easy with the truth.

Generosity can be just like that. Someone may give you attention, gifts and surprises which are delightful. Over time though, something doesn’t appear right, and you may feel pressured into thinking, or acting or responding in a certain way because “you owe them”.

So, how do you know when someone is genuinely being generous?

In other words, how do I know if someone cares about me or just cares about themselves?

Here a few things to look out for:

If it comes with strings

If you are given a gift of any sort, but it requires something of you in return, that is not generosity. It is a transaction. Which might be okay if everyone in the transaction is fine with it, but don’t confuse it with someone be generous to you. If you are unsure, try saying no to the request that is made (either a verbal request or an unsaid expectation) and see what the response is. If they get upset because you are not giving them what they are owed, then that’s your answer.

If it keeps you in a place of vulnerability

Some gifts seem very generous, and may even be given in good faith, but the consequences of the gift keep the receiver in a place of vulnerability. The Nestle scandal in the 1970’s comes to mind – there was outrage when it came to light that they had provided free formula to new mother’s in hospital in developing countries, which seems incredibly generous. But after the mother’s left hospital they needed to purchase it. Of course, by this time the mother’s breast milk production had been interrupted due to the formula use and they had no other option but to find the money to pay for the formula. A ‘gift’ that seems generous but kept people in a place of vulnerability instead of empowering them.

If it hurts you

Sometimes receiving a gift can cause you damage. For example, if someone gave you one billion dollars.

“How could that hurt me?” you ask.

Large amounts of money can create a huge burden, damaging relationships and families, and build significant costs and taxes to manage.

“I’ll take my chances” you say, well it didn’t work out so well for these guys. A gift for someone who is not ready for it can create huge problems.

Most of the time when you receive a gift, it is lovely but there are times when it turns out not to be generosity at all. Generally, anytime a gift is given that creates a power imbalance, it’s most likely not a generous act.

Too many books?

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My kids sleep with, what seems to be, hundreds of toys in their bed. There are stuffed toys, toy cars, small animals, lego men and piles of books. I’m not even sure that any part of their body touches the mattress there is so much junk.

I honestly don’t know how it came to this – I am reasonably ordered in life. The bed is for sleeping. The toys and books go in the playroom. But, apparently, my children have a more fluid understanding of how things work in our home.

The books, whilst super annoying when they fall under the bed and cause a frantic search when it’s library day at school, I am more okay with because books are important. It is important to read to your child. I think every parent knows that, and there are studies that have found that young children whose parents read to them daily have better school experiences. There are other studies that have shown that homes which have books in them are more likely to have better educational outcomes, even if they aren’t read.

So, my kids, by sleeping on books, should end up being geniuses. That’s my working theory.

Education is important, and we all want the best for our kids.

Whenever I meet the women that Opportunity International Australia work with, their motivation for using a small loan to build a business and work their way out of poverty is so that they can give their children a better life. They, first and foremost, want their children to go to school and get an education, because they know that this will be a huge benefit for the kids in the future. Even if they haven’t been able to go to school themselves.

For women like Bhikhiben in India, who desperately wanted to go to school when she was younger, but had to make an impossible and devastating choice after her mother died. As the oldest of five siblings, she quit school to help raise them.

No child should have to choose between going to school or looking after their family. But that was the reality for Bhikhiben.

Even though she only has a few years of education, she has taken a small loan to build her own business to create an income which has allowed her kids can go to school, get enough food to eat, to pay the loan back as they work their way out of poverty.

Once the loan is repaid, it gets recycled on to the next mother, so she can do the same thing. With 98% off all loans repaid and recycled, that is a lot of families that are putting their kids in school.

Bhikhiben was robbed of her chance to get an education, but that has fuelled her desire to make sure her children get one. This is how generational change is created.

You can donate here to help women like Bhikhiben lift their families out of poverty.