Why People Give

“When you give to charities, what outcome are you looking to achieve?”

This is the most common question I get to ask people who support Opportunity. It’s important to find out what motivates them to give, mostly so that we can achieve the kind if impact they are looking for.

Often, the answer I get is “I want to make a positive difference”, and after further discussion they tell me about how someone helped them early in their life. So, they give to pass it on and help someone work their way out of poverty.

For many Opportunity supporters they see creating businesses as a great way to help people help themselves. A small loan gets given to kick start their journey out of poverty, by creating a small business which provides them an income. They can then put food on the table, send their kids to school, pay the loan back and leave poverty behind.

The types of business the small loans create in places like India and Indonesia are not what you normally think of. There are no ABN’s, no offices, no IT set up, no convoluted distribution channels. It’s more simple than that. You buy items at one price, take it to a market or the side of the road and sell it for a little bit more. You get a loan in the morning and can create an income to buy food that evening.

Whilst it takes time for loan recipients to fully leave poverty behind, a small loan is the injection they need to start that journey.

That’s what making a positive difference looks like.

$160 is enough to help create a small loan – donate here.

How to Measure a Human

A good set of data is exciting to some people. They love it. Their life is a spreadsheet. They are the type of people that will say, ‘I’ve got a spreadsheet for that’.

I have said that.

I am one of those people.

I love the way that information and data points can give you an understanding of so many parts of our world and, if you can measure something you can improve it. But most of all because numbers tell a story.

But numbers never tell the whole story. How can we measure how good someone’s life is going to be by using numbers? Well, the United Nations is giving it a go. They have released the Human Capital Index. This little number measures a bucket load of data points in the lives of individuals and then ranks countries on what their quality of life is. Things like adult survival rate, probability of survival at age 5, expected school years and harmonized test scores (which is a way to understand student achievement on a global scale and not, as I thought, students around the world taking tests via the medium of song).

What do we learn from these numbers? Well, not a great deal that we didn’t already know. Sub-Saharan Africa are not doing that well, with Chad coming dead last, Australia is in the top 10, sitting at number 7, behind Ireland but ahead of Sweden (I’m not sure what to make of that).

What is surprising is that in first place is Singapore, just ahead of Korea. Both of which have incredibly high Harmonized Test Scores which is the difference between them and the rest of the top 10.

But I guess, after all is added up and calculated we can see that whilst things are indeed getting better, the majority of humanity is not living up to its potential because of poverty. Imagine all the things that we are missing out on, the people, the personalities, the ideas and creativity, the families, the stories – all because of a construct we created. We must end it and we must end it now. It won’t be ended by governments or massive corporations, it is going to be ended by every person doing their bit, and it can start here.