Tag: Money

The Banquet

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“Sooner or later we all sit down to a banquet of consequences.” Robert Louis Stevenson

Another way to put it is, ‘you reap what you sow’, or ‘all of your chickens will come home to roost’.

If you act selfishly, keeping others at a distance, living in a zero-sum style, you will damage relationships, people and places. Over time, at some stage you will be faced with the fruit of that sort of lifestyle.

But it’s not just a negative situation. If you spend time acting generously, loving others, giving time and space for those in your life, then you will sit down to a banquet of generous, loving, timely and spacious consequences.

It can be hard to be generous. I should know, I have been talking about it for years and still have moments of utter selfishness, but even in the striving for generous acts there is a reward that comes to others and, yes, to you too. The reward is relational for sure, but also financial. (See Adam Grant’s book, Give and Take).

This reward is not the reason that we strive for generosity, but it is the fruit that comes as a result of the actions. Being generous brings good things.

You don’t know what you want

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If you had no financial restrictions and could have anything you wanted in the world, what would you do?

Buy a massive house, maybe a mansion? Cars. Cars for sure. Expensive ones, fast ones, colourful ones, ones that make other people look. Clothes as well. The nicest suits, or dresses, or whatever people wear.

How great would that be, living the dream?

But would it be great?

If you have ever moved from a small home into a larger home, you will know that, whilst it is probably nice to have more space, sometimes you will miss the smaller, more intimate life you left behind.

There are always unintended consequences for the decisions we make.

I have talked about lottery winners before, and Adrian Bayford is another example. After winning almost £150m in 2012 he bought a seven-bedroom luxury mansion with his wife. Now, with his new fiancé, he is moving back to live with his mum in the 4-bedroom house he bought for her. He longs for the simple life, how things were before he was mega rich.

We think we want more and bigger. But what we really want is family and love. You can’t buy those things. When faced with unlimited options, we don’t know what we want, but I can guarantee you that money doesn’t change you, it only makes you more of what you already are.

Or as Notorious B.I.G put it, “Mo money mo problems”.

Get Out of Your Head

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I sometimes have what I call an ‘out of body experience’ where I almost come to terms with the fact that I can only view the world through my own eyes in this present moment, but at the same time there are billions of other people doing exactly the same thing, and this has been happening my entire life, and I assume for a long time before that (I don’t actually know, I wasn’t there but people I know were). How can I balance the entire weight of human history and everything that has ever been done with the reality that I can only experience this moment by myself in my own head. It’s like the sound of one hand clapping, or a tree falling in the woods etc.

Being inside my head is mostly boring I admit, but at times it can be a chaotic, trippy and enlightening place. The problem is that if I stay that I get so caught up in my own thoughts and feelings that I feed my selfishness and offer no value to those around me.

Maybe you can relate, or maybe for you it’s a different experience of a downward spiral of troubling thoughts, or unhappy feelings, or a land of insecurity. But generally getting stuck in your own head with your own thoughts for too long doesn’t end well.

The greatest weapon we have against selfishness, unhelpful thoughts or feelings or insecurity when we get caught in our own heads, is generosity. There is a reason that on the steps in the 12 Step Groups, is to ask their members to be of service because it helps them get out of their own heads.

When you do something for someone else it is a circuit breaker for your own thoughts and feelings. Being of use to another person stops your downward spiral, even for a moment, and helps you see that there is a whole world of people right in front of you, who you can do something for.

That is of greater value that any ‘out of body’ experience I can create for myself.

The Real Reason for Generosity

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There are so many reasons to give. So many positives. So many benefits for everyone involved.

Many of these are on the periphery of the actual act.

When it comes down to it, the main reason why you should give is the difference that it makes in the lives of those who benefit from your generosity.

No matter the motivations for giving, the different ways, or the different reasons, one thing that connects every generous act is the impact the giving has.

I saw it. The courage of a women who just lost her husband through the COVID pandemic, left to raise three children on her own, who took a loan to create a business and a sustainable income. Who found a way forward with her life after going through the depths of tragedy and poverty. The giving from people in Australia made this type of difference possible. Tara inspired me. So did her children.

So, I choose to give to an organisation that works internationally, that is accredited through the Australian Government, that reports back on the impact it is having. You may choose to do it differently, but the reason you give is the same as the reason I do. Something needs to change and I am in a position to help change it.

What Drives Healthy Generosity

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Generosity comes into existence through action. People give because they are responding to a situation that they cannot stand anymore. They simply must do something to right a particular wrong, or to create a better version of the current reality.

This imperative comes from a place deep within, and many people who give are not able to articulate exactly why they do. They just feel compelled to do so.

But it comes from values.

Someone places value on human life, and when they see something happening in the world, be it poverty, war, famine or other injustices, that rubs up against their value. Usually they see something that reflects an image of themself. It might be children, or women, or parents.

They then give as a response to their values being challenged.

This is an extremely healthy way to give. It comes from a place of purity. And it is usually the starting point of a giving journey, which begins with that almost visceral response and then eventually leads to a place where an individual has a well thought out philosophy of philanthropy with a portfolio of organisations they support for a number of reasons. But at the heart is the imperative that first prompted their generosity. That never leaves.

Talking vs. Doing

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I was never a strong trash talker. When playing any sort of sport, I was not able to get in to the head of my opponent by using words. Not if I wanted to play well anyway. I discovered early on that I could either play the game well, or try to put the opposition off, but not both.

I realised that I enjoyed playing the game to best of my ability, so that meant I was pretty quiet on the court/field.

There were a few people who seemed to be able to do it, to play well and get into the head of the other team, but they were the minority.

Then I came across this quote from Ryan Holiday:

“Talking and doing fight for the same resources”

And it made me feel better, although it’s probably not about sport but more important parts of life.

Anyone can talk about a thing. It takes some skill to notice a problem or issue and bring it up, but that isn’t solving anything if that’s where it stops.

It is easy to talk and tough to do.

So that leaves me with the question, am I mostly talking or am I doing? Am I talking a generous game or am I living the generous life?

What can you do?

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So many things are outside of our control. The world is a big place and things happen quickly. What can one person do to stem the tide of poverty, or racism, or sexism, or any other -ism you can think of?

Why bother, right?

If Frozen 2 has taught us anything, (aside from the fact that sequels can be better than the original and water has memory) it’s that sometimes all we can do is ‘the next right thing’. Sure, it’s an animated kids movie, but this is a healthy philosophy that I would love my kids to encapsulate as they grow up in this world. Heck, I would be proud to be able to say that this is how I live my life.

When faced with seemingly insurmountable challenges and overwhelming odds, (be they wind, fire, water or earth spirits…look, just watch the movie), you can still do something. The next thing. The next right thing. Over time, the amount of ‘right things’ you do adds up and begins to make a huge difference.

The challenge in these moments is to figure out what the next right thing is. Let me help you with this – I can guarantee that it has something to do with generosity.

Nobody has any idea…

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If event A happens right before event B, does that mean that A caused B? It’s hard to say that it doesn’t.

That’s why so many professional athletes have ‘lucky’ items of clothing that they wear – they played a great game once and decided that it was partly because they were wearing a specific pair of underwear. Now it makes up part of their pre-game ritual, even though it stinks and has holes in it.

This philosophy has birthed thousands of ‘experts’ who can share the ‘secrets of their success’, and if it has worked for them, you can do it too and it will work for you, guaranteed*. But somehow their secrets seem to fall short for most people.

At best, the greatest advice anyone can give you is, “Here’s what I have done that has worked for me…so far.”

But luck, timing, and other things outside of our control make up about 90% of all success.

Where you were born, your access to education, meeting the right person at the right time, being the in the right place and the right time, none of these things have anything to do with your ability.

Sometimes success comes in spite of what we did and who we are, and looking back we are not sure how it happened because we did everything ‘wrong’.

I’ve often heard it said, ‘no one has any idea what they are doing, they are just making it up as the go along.’

If that is true, it’s an uncomfortable reality because surely someone knows what is going on and how to do this life thing, someone must be in charge of it all? Maybe not.

Does this mean there is nothing we can learn outside of our own experience? Of course not, but it is important to have the perspective that nothing is guaranteed, and what we think is the ‘silver bullet’ may not be.

It is possible that right now, the thing that you are most sure about in life is based on an incorrect assumption. Whilst that seems unlikely, what is more likely is that the thing you are most sure about in life is based on a partial truth.

So, what do we do with this, seemingly, pessimistic perspective?

I always bring it back to the knowledge that some things are always good for us. Sleep. Eating well. Family/relationships. Generosity. Spiritual endeavours. If we do those things we know that if everything else if life falls over because of something outside of your control, you will still have everything you need.

*not a guarantee

How do I know if it’s generosity? (Or manipulation…)

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Sometimes what may look great on the surface, or upon initial consideration, turns out to be a little less than we expected. I have met people who appear to be amazing, accomplished, friendly and incredibly successful at first glance, but as I spent time with them, I began to realise that they were not quite what they promoted. In fact, they have played fast and easy with the truth.

Generosity can be just like that. Someone may give you attention, gifts and surprises which are delightful. Over time though, something doesn’t appear right, and you may feel pressured into thinking, or acting or responding in a certain way because “you owe them”.

So, how do you know when someone is genuinely being generous?

In other words, how do I know if someone cares about me or just cares about themselves?

Here a few things to look out for:

If it comes with strings

If you are given a gift of any sort, but it requires something of you in return, that is not generosity. It is a transaction. Which might be okay if everyone in the transaction is fine with it, but don’t confuse it with someone be generous to you. If you are unsure, try saying no to the request that is made (either a verbal request or an unsaid expectation) and see what the response is. If they get upset because you are not giving them what they are owed, then that’s your answer.

If it keeps you in a place of vulnerability

Some gifts seem very generous, and may even be given in good faith, but the consequences of the gift keep the receiver in a place of vulnerability. The Nestle scandal in the 1970’s comes to mind – there was outrage when it came to light that they had provided free formula to new mother’s in hospital in developing countries, which seems incredibly generous. But after the mother’s left hospital they needed to purchase it. Of course, by this time the mother’s breast milk production had been interrupted due to the formula use and they had no other option but to find the money to pay for the formula. A ‘gift’ that seems generous but kept people in a place of vulnerability instead of empowering them.

If it hurts you

Sometimes receiving a gift can cause you damage. For example, if someone gave you one billion dollars.

“How could that hurt me?” you ask.

Large amounts of money can create a huge burden, damaging relationships and families, and build significant costs and taxes to manage.

“I’ll take my chances” you say, well it didn’t work out so well for these guys. A gift for someone who is not ready for it can create huge problems.

Most of the time when you receive a gift, it is lovely but there are times when it turns out not to be generosity at all. Generally, anytime a gift is given that creates a power imbalance, it’s most likely not a generous act.

Good Things

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I think we all have an innate sense to hold on to what we have. Loss Aversion is a strong cognitive bias which suggests the pain of losing something is twice as bad as the pleasure of gaining something. So, we hold on.

As you could imagine, this bias makes it very difficult to be generous. Giving something away is at odds with Loss Aversion. It goes against everything that we feel is right.

The result of this, if left unchecked, is that we can become stuck in a place where we don’t want to give anything up, which could be holding us back from taking the next step, from growing. Specifically, when it comes to money, loss aversion can create stinginess, keeping us in a small, dark place where the accumulation of money is the only focus.

To overcome the obstacle of Loss Aversion, it is best to give some money away. When you do that two things happen:

  1. Something shifts within you.

The psychological impact of giving money away allows you to see the world differently. What you thought would be a loss, turns out to be something different. Not only does it feel good to do good, but giving money away shows you that you don’t need as much as you think and it lessens the burden of seeking to accumulate.

2. Something shifts in the world.

Both in the way you see the world and the actual world. All of a sudden, the world appears to you as a place that is redeemable. A place that you can make a difference to and one that is filled with good people trying to do good things.

The world will also be a better place because you have put some money in the hands of those good people trying to do good things.

Overcome loss aversion. Give some money away and see the difference it makes to you and the world.