You can’t handle it

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Not having enough creates a seriously damaging experience for people living in poverty.

Some people find a specific way to function and survive in it. It’s called the Scarcity Mindset – seeing things through a lens of lack and doing whatever you can just to survive. It can be helpful but if you spend too much time in that sort of environment, your brain will be wired for lack and poverty will kill you prematurely.

At the other end of the spectrum, having more than you can handle creates a seriously damaging experience, rewiring you brain for excess and it will kill you prematurely.

We don’t seem to have a safety mechanism for when we have too much. There isn’t a mindset that we can easily form to assist in survival. As Nassim Taleb suggests, “Abundance is harder for us to handle than scarcity.”

Most, if not all of us dream about being on one end of the spectrum. No one strives for poverty of course, but many strive for excess. Often those who strive for excess don’t realise that they already have it, such is the sinister nature of excess – it stops you from realising when you have enough.

One thing that can help is to have an Abundance Mindset which is not as easy to form as the Scarcity Mindset, because it takes intentional work (at least that is what I have found).

An Abundance Mindset comes from a belief that there is enough of everything for everyone, and it starts with gratitude for what you already have. Gratitude leads to generosity.

A Scarcity Mindset that creates an environment in which for me to win, everyone else has to lose, is toxic. An Abundance Mindset that comes from gratitude and encourages generosity is life giving. I know which one I’m aiming for.

Should I put up more of a fight?

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“Here you go.” Guy hands me free bread.

“Thanks, that’s really lovely”. I take it and walk out.

It was really thoughtful because I wanted to buy this bread the week before but they ran out. The guy who worked there remembered that and sought to make amends. He didn’t have to do that. I was not upset with him or his establishment, it’s just one of those things that happens. Sometimes other people buy stuff before you get there. That’s okay.

I was pretty excited about my free bread though.

As I was reflecting on it, I wondered if he knew how pleased I was? Was I thankful enough? Should I have pushed back so that he knew I understood it was a big deal? Kind of like:

Guy handing me free bread: “Here you go”

Me: “I couldn’t possible take it, let me pay.”

Guy with bread: “No, that’s fine. It’s my gift to you.”

Me: “Are you sure? I feel like I’m ripping you off.”

Guy with bread: “Of course it’s fine. This is my shop, I can do what I want and I what I want to do is to give you free bread.”

Me: “At least let me pay a little.”

Guy with bread: “Just take the damn bread!”

Okay, that was maybe a little over the top, but you get my drift. What is the right amount of hesitation before taking a gift?

Honestly, I don’t think it really matters. Maybe a little hesitation and push back is good, but we need to make sure we don’t stand in the way of someone else getting the joy of being generous to us.

Accidentally Generous

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Back when $50 was a lot of money, I went out for a dinner with friends that I couldn’t really afford. It was my last $50 before pay day the next week. We were all light on cash but went out anyway.

I ordered a miserly meal so that I would get enough change to make my way through the next few days. As it came time to pay I thought we were pooling money together and divvying up appropriate change. I handed my $50 to one of my friends, who took it as if I was paying for his dinner as well – thanked me, winked and walked off to pay. He thought I was being generous. I was not. Deciding not to run after him to create an incredibly awkward situation of it all, I let it happen. I guess you could say I was accidentally generous.

I don’t remember how I got through the next few days, but I made it through alive obviously. It’s only in time that I realise it costs less to be generous that we think. The idea of giving money to someone or something else feels as if it will hurt, but in reality the benefit it brings far outweighs the cost or pain we might feel in giving it.

So, don’t wait for it to happen by accident. Be generous on purpose.

Entitlement and Generosity

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“Hey! I’m going through a hard time here!”

It’s hard to argue with someone who is going through something tough. We’ve all been there too, when life becomes especially challenging, it is amazing to have good people around to show a little extra grace and thoughtfulness during that time, to be on the receiving end of their generosity for a bit.

But, what happens when someone stays there, or lives there permanently? There are those that you may come across who are always going through a tough time in life, and are constantly on the receiving end of people’s generosity. If they tire out the people around them, that’s okay, they find new people to feel sorry for them and be generous. They are a constant victim. They are the entitled victim.

Entitlement says, “You should be generous to me because my life is hard. You owe me.” That type of victim behaviour damages relationships and people. It is toxic and unhealthy.

We should always seek to be generous to those around us who are going through a challenging time. I have experienced that and it is wonderful.

And sometimes being generous to someone requires calling them out on their entitlement and putting healthy boundaries in place.

How’s your finish?

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“It doesn’t matter how you start, it’s how you finish that’s important”. Common idiom.

How early does the day get ruined for you? When lunch isn’t what you’d hoped for? When your mid-morning coffee is bad? Before you get out of bed?

It’s easy to chuck in the towel on a day when something doesn’t go right. But that doesn’t mean that day can’t be revitalised or another attempt isn’t worth it.

My most effective work time, I have discovered, is between 3pm and 5pm. Maybe it’s my specific rhythm, or maybe it’s my innate desire to not leave the office too late, but I find myself working through large amounts of tasks during that time every day.

What that means is that I don’t ‘win the morning’, or wake up and hustle before the rest of the world.

It has taught me is that even if I don’t start the day like a bull at a gate, I can still finish strongly, getting through a lot of work in the final stretch before the day is done.

My best days are when I do both – start strong and finish strong, but I can take any day which hasn’t started well and make it a good one. It’s the same for a week, or a month, or a year, or a decade, or a lifetime. It’s a very helpful principal.

It doesn’t matter how you have started 2025, it’s how you finish that’s important.

C’mon Kieran

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I say it audibly multiple times a day.

When I get distracted from something important. “C’mon Kieran”.

When I forget a word that I am trying to think of. “C’mon Kieran”.

When I remember something stupid I did or said 20 years ago. “C’mon Kieran”.

It’s not a nice, encouraging “C’mon Kieran” either. It’s more of a scold, to small child, sometimes followed up with a “Get it together mate” and a disapproving shake of my head.

On my best days I slip in a “You can do this”.

Thank goodness I work in an office by myself.

I can’t be the only one whose most unfriendly, judgemental voice, is their own.

It’s a hard habit to break because it requires rewiring years of behaviour that is so ingrained that I don’t realise it’s happening until I hear myself say the words out loud.

As frustrating as that part is, the most devastating part shows up when I hear that same voice coming from me, speaking to my kids because that is absolutely not how I want to communicate to them.

I want to be encouraging and uplifting with quality boundaries so they can thrive in life. But instead, I just hear “Get it together mate” aimed at little people who don’t deserve that, which makes me feel guilty and the next thing I hear from me is “C’mon Kieran, get it together mate”, followed by a disapproving shake of my head. It’s a vicious cycle.

I’ve always said that self-generosity is hard. It’s a complicated part of the generosity family which, like any part, takes intentional effort. It may be that it is also one of the most important parts of, not only generosity, but also being a person. To be able to give yourself grace for the times you get distracted, or forget a word, or for when you did or said something stupid in the past, will make you a more generous person to those around you.

The key is intentionality. Even after the fact. Recognising that you were doing the best you could with what you had at that time, that it wasn’t perfect, and that you can grow and get better.

For me, I am aiming for more days when my “C’mon Kieran” sounds a little more encouraging in tone and has “you’ve got this” added to the end.

Experience = Overconfidence

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Expertise is worth its weight in gold.

But overconfidence will kill you eventually.

Risky behaviour might pay off once or twice or even more, but eventually all of your chickens will come home to roost.

‘Experience is making the same mistake over and over again, only with greater confidence.’ (Michael Lewis quoting Carter Mecher)

Or as Nassim Taleb puts it, when talking about the attribution bias, ‘You attribute your success to skills but your failures to randomness’.

Statistically, someone is bound to succeed through risk taking and luck, just as someone else is bound to fail miserably through taking the exact same risks and having bad luck.

We live in a wicked world with complex problems, and we behave as if we live in a kind world, with simple problems. Generally, it seems to work for us when things are stable, but stability is never guaranteed and there are occasions when everything gets disrupted. (They seem to be happening semi-often at the moment).

If you’re environment is telling you that you are great at something, and paying you handsomely to do that thing, you will begin to believe that you are great at it and deserve to be paid well for doing it. But what if you are not actually great at it? What if it is just a matter of luck that has landed you in a place that has made things fall in such a way that it doesn’t matter what you do everything works well for you…until it doesn’t?

The answer is humility. Recognising that you could be wrong about something. About anything. Entertaining that thought, even just for a moment is an act of generosity to you and those around you.

The Banquet

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“Sooner or later we all sit down to a banquet of consequences.” Robert Louis Stevenson

Another way to put it is, ‘you reap what you sow’, or ‘all of your chickens will come home to roost’.

If you act selfishly, keeping others at a distance, living in a zero-sum style, you will damage relationships, people and places. Over time, at some stage you will be faced with the fruit of that sort of lifestyle.

But it’s not just a negative situation. If you spend time acting generously, loving others, giving time and space for those in your life, then you will sit down to a banquet of generous, loving, timely and spacious consequences.

It can be hard to be generous. I should know, I have been talking about it for years and still have moments of utter selfishness, but even in the striving for generous acts there is a reward that comes to others and, yes, to you too. The reward is relational for sure, but also financial. (See Adam Grant’s book, Give and Take).

This reward is not the reason that we strive for generosity, but it is the fruit that comes as a result of the actions. Being generous brings good things.

You don’t know what you want

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If you had no financial restrictions and could have anything you wanted in the world, what would you do?

Buy a massive house, maybe a mansion? Cars. Cars for sure. Expensive ones, fast ones, colourful ones, ones that make other people look. Clothes as well. The nicest suits, or dresses, or whatever people wear.

How great would that be, living the dream?

But would it be great?

If you have ever moved from a small home into a larger home, you will know that, whilst it is probably nice to have more space, sometimes you will miss the smaller, more intimate life you left behind.

There are always unintended consequences for the decisions we make.

I have talked about lottery winners before, and Adrian Bayford is another example. After winning almost £150m in 2012 he bought a seven-bedroom luxury mansion with his wife. Now, with his new fiancé, he is moving back to live with his mum in the 4-bedroom house he bought for her. He longs for the simple life, how things were before he was mega rich.

We think we want more and bigger. But what we really want is family and love. You can’t buy those things. When faced with unlimited options, we don’t know what we want, but I can guarantee you that money doesn’t change you, it only makes you more of what you already are.

Or as Notorious B.I.G put it, “Mo money mo problems”.

What on earth can we do?

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Poet and novelist Hermann Hesse said,

“To hold our tongues when everyone is gossiping,

to smile without hostility at people and institutions,

to compensate for the shortage of love in the world with more love in small, private matters;

to be more faithful in our work,

to show greater patience,

to forgo the cheap revenge obtainable from mockery and criticism:

all these are things we can do.”

If you are struggling with what to do, if you are unsure about what action to take next, if you don’t know where to from here, read through the quote again and pick one. All of them are acts of generosity.