Your Money Chooses

“Apart from the ballot box, philanthropy presents the one opportunity the individual has to express their meaningful choice over the direction in which our society will progress” – George K Kirstein

There is nothing I can do about it now. I voted. The election is over and now I sit back and wait to see where the leaders take the country, until the next election in three years when they ask my opinion again. I have this tiny moment in time to add my voice to the millions of others, and if most people agree then we might get somewhere. It’s hard to see what kind of impact I really have though. One vote in millions doesn’t seem to carry any weight at all, so why bother? I am sure that I’m not the only one who has thought that too because in my electorate alone, the informal votes ranked higher than a number of the candidates. That means that more people didn’t fill out their ballot paper correctly than those who voted for some candidates on purpose. The Australian Electoral Commissions suggests that 5% of all votes are informal and can’t be officially counted.

It’s easy to see how people can end up there. And it’s easy to see how people can disengage from community life thinking that they are unable to change anything, so why bother.

But that’s not true. The impact an individual can have on our world is huge, and we don’t have to wait for an election to be called to do it. Every day we have money within our control and what we do with it creates the society we live in. The organisations we give to shift our culture. When we give money to charities it shows politicians what people actually care about, not what they say they care about. Money moves our culture. Money moves our values. Money is a tool we can use to create the society we want. We get to choose what we do with it. So, give generously to organisations as a vote to create the world you want.

Enough is enough…except for when it isn’t

Too much of a good thing can still ruin your day. My wife made the most amazing pasta the other night. It is one of my favourite meals and I ate a significant amount of it. Even as I was still eating I said,

“I have eaten too much”

Then I continued to shovel pasta into my mouth.

It was amazing. Until it wasn’t. And later, it wasn’t amazing at all when I felt ill. I ruined a good thing by overdoing it.

We are lucky with food though, because most of the time we know when we have had enough, and we can stop eating and enjoy what we have consumed.

There are other things in life that don’t give you that signal that you have had enough. Money is the main one. How much is enough? Do you have an answer to that question? Or are you just working for more?

It’s something that most of us just drift into. The process of desiring more and more money so that we will have enough to buy that house, pay off the house, buy that car, go on that holiday, buy that other house. It becomes a never ending cycle. We would be wise to make a conscious decision of when enough will be enough. How much do we actually need, and then what do we do with the excess (giving some of it away is always a good idea). It’s such an important process because if we are unable to figure out what our enough is, then we are at the whim of the mighty dollar, which is a very scary place to be.

You will never be happy when enough isn’t.  – Seneca

Nope.

There is a story, perhaps a myth, about the king of Siam (modern day Thailand) who would give a white elephant to those in his kingdom who displeased him. Not wanting to upset the king, everyone accepted this gift. Plus, it was such an honour to own such a rare animal and it signified that you had made it. It was the Ferrari 250 GTO of its day (look it up, super rare and expensive).

In doing so, it was the king’s hope that the cost of looking after the elephant would financially ruin the person and free the king of their presence. Pretty sneaky.

Then there is the time that the king of Siam offered two elephants to President Abraham Lincoln in the early 1860’s, because America had none, and obviously need some.

The catch was that Siam didn’t have the means to transport them there, so President Lincoln needed to send a ship full of hay and other food that the elephants could eat. Also, fresh water – tanks of it. Plus, special berths so that the elephants could stand up and lie down. Also, they wanted to do it a few times so it would be more than one trip. Once in America, they had to make sure the elephants kept warm and then they should just let them run around the country for a bit to multiply.

President Lincoln said no. Respectfully so. With wisdom. Essentially he said, “Nah, we don’t need ‘em. We have other machinery that we use.”

I don’t know what the political fall out from that was, but that’s probably the reason there are no elephants in North America. Also, it’s way too cold in America for elephants. They would have died pretty quickly. In saying no, it saved America a lot of time, money and hassle.

Sometimes it’s important to say no when someone tries to give you something.

Acceptance

“This is for you dad.”

You probably know the look very well. The large, expectant eyes of a small child, that is handing you, what can only be called a ‘picture’.

I’ve lost count of the number of times that I have been given drawings that were supposedly of me, or pieces of half-eaten food, or bits of paper with precious rubbish wrapped up in them by my kids, or other people’s kids as a precious gift. All of which I gratefully accepted, not because I wanted them, but because accepting the gift was an act of generosity. It gave my kids the chance to experience what is was like to give something away that they worked hard on, or meant a lot to them. They could learn about giving gifts that other people would actually want later, in that moment, it was more important for them to experience being generous.

Most people would agree with that. But it doesn’t just stop with kids learning how to give.

There have been other times in my life when someone has tried to be generous to me and I refused the gift. Not because I didn’t want it, but because it felt like too much. I felt insecure and inadequate, and like I would be a freeloader if I accepted it. So, I said no.

There is nothing wrong with saying no, but there are times when accepting a gift is an act of generosity because of what it gives the person who gives it. We know that there are many benefits when we give and it’s important not to rob people of that experience when they are trying to give to us.

In saying that, there are definite times to say ‘no’…(more to come on this)

25% of Statistics are Made Up

25% of Statistics are Made up on the spot.

Is that statement true? Maybe, I could be part of the 25% I guess.

Numbers are great. They are logical and clinical.

They also lie, oversimplify and distract.

For example:

  • 1 in 10 people are colour blind
  • 90% of people can see colour just fine

Two messages from the same set of numbers which read very differently. (Neither of which is true by the way.)

We use numbers to draw attention to the significant issues in our world, and even if they are factually correct, it isn’t working. By themselves, numbers don’t work.

I could tell you that Opportunity International Australia is helping over 6.7 million families to work their way out of poverty through the power of a small loan, or I could tell you about Shoba…

Shoba, a wife and mother in India, was already living in poverty when her husband got sick.

They were unable to afford the medicine for her husband’s condition, so she borrowed from a money lender to get her husband the help he needed.

Sadly, he died.

In time, the money lender came to get what they were owed – which was now significantly more than the amount borrowed. Shoba did not have the money to pay.

The lender took both of her young sons to work off the debt by manual labour at a quarry.

Nobody should have to live like that, facing an impossible decision between critical healthcare and losing children to slave labour.

Shoba heard about the small loans available through Opportunity. She borrowed USD50 and bought some carving tools and supplies. Shoba hand carved wood into elephants which she sold by the roadside.

Using the money she earned to redeem her sons, Shoba was also able repay her Opportunity loan and build a better life for her family.

Breaking the cycle of poverty takes a lot of courage.

Making a donation is the easy part!

Opportunity has 6.7 million other stories like that. Stories that say more than statistics ever could, even if they aren’t made up.

Stories with true statistics will tell the whole story.

Give First

One of the earliest Jewish teachings was about giving. The Jews were instructed to give 10% of what they had to the priests as an offering to God. It wasn’t the last 10%, or 10% from somewhere in the middle, it was the very first 10%, or first fruits to be set aside from their latest crop or produce they had harvested.

Religious doctrine aside, this is a great practical process, because it ensures that whatever happens, you are generous first before consuming what is left over. If you were to wait and see what was left after you had used up all that you needed, there wouldn’t be anything left to give away. Generally, people will spend and use what is available to them.

This is one thing that I struggle to do but it is one of the best disciplines to have. Being intentional about giving means knowing how much you want to give away, and to whom, then putting that amount aside before it gets used on other things.

Give first, then live. It will help keep your priorities straight and loosen the grip that the love of money can have on you.

Which One?

I recently saw a list of those who make significant political donations and I was a little surprised that there were a number who gave to both major parties in Australia. I guess it makes sense if you are looking to hedge your bets, so you don’t back the wrong horse, but it reminded me of how most people give money to charity.

It is very rare to come across someone who donates to only one charity. Instead, I often hear that people give to a few different ones, sometimes to two that are working in a similar space because, whilst they may be different organisations with slightly different approaches, the supporter likes them both. So why not?

It’s a portfolio style of giving, where you choose a selection of charities to support across a few different areas. Some will be similar, others will be doing something completely different so that you can diversify your portfolio. Over time you become more engaged and connected with the charities you support which leads to greater fulfilment in your giving, as you learn more about the difference that your generosity is having.

I’m Not Asking for Your Money

I work for a charity and meet with people who donate significant amounts, but I don’t ask them to give money.

I used to do that, and it felt wrong. I felt like I was apologising every time I wanted to meet with them and that they thought I only wanted something from them…which was kind of true – their money.

I got tired of that feeling and of asking people to give money, so I decided to try something else.

Instead of asking people to give, I now invite people to fulfil their purpose through generosity. By giving money to Opportunity, an organisation that they are passionate about, our supporters are finding a way to fulfil their purpose.

They are bringing dignity to those living in poverty.

They are giving back some of what they have received.

They are living out their values.

They are showing care and concern for their fellow human beings.

They are releasing the hold that money can have on those who have it.

They are being generous and reaping the rewards that generosity bring.

So I don’t ask for money. I offer a pathway to purpose.

“Put on your own mask first” is flawed

“You must put on your own mask first before assisting others.”

This makes sense in an emergency flight situation, because if you try to help someone put on their oxygen mask before you have yours on, it is likely you will pass out very quickly before you can finish helping them, leading to a dire situation for you, and them.

We have imported this pre-flight safety element into a life philosophy. It gets used when talking about our mental health. Another one is ‘you can’t give from an empty cup’. Basically, look after yourself before you try to look after others.

It seems to fit, but it’s wrong.

These ideas assume that your mental health is not connected to the people around you, and if you are struggling with areas of life, all you need to do is to take a break from the world or isolate yourself from everyone else, recharge, feel better and then come back into the world to care for people.

There may be times when that is necessary, but the wellbeing of an individual is deeply linked to being in contact with and even caring for other people.

If you can spend time helping someone else and you can see the difference you are making, it will energise you. It is not a case of putting on your own mask first or filling your own cup up and then giving of yourself, but as you help someone else “put their mask on”, or “fill their cup”, your mask will be put on and cup will be filled up. As you care for others you will care for yourself. (Unless you don’t have generous boundaries).

Always Poor

“The poor you will always have with you” – Jesus

Jesus was talking to a room full of people after someone used an expensive item in an extravagant act of gratitude towards him. Some in the room criticised this act, and in their moral superiority suggested a better use of this gift would be to sell it and give the money to the poor. Jesus essentially said, “if God is in your living room, then shower Him with your best. Spend up big on him because it probably won’t happen again. Tomorrow, when God is no longer in your living room, give generously to those who are living in poverty.”

What we think it means…

We take this interaction and think that it means that we don’t need to worry about trying to end poverty, because you can’t. It’s a fool’s errand. People will always be poor; it’s just how thing are. Give up now and save yourself some heartache.

What it actually means…

Aside from the main point of giving your best to God if He is literally sitting right in front of you, Jesus was talking about situational poverty, which is a transitional time that people go through. Life has all sorts of ups and downs and sometimes the downs can put you into a place of poverty for a season, which is when you require generosity from others. Situational poverty is a short term experience.

This is stark contrast to systemic poverty, which is generational in nature and ensures that those who are poor today will also be poor tomorrow – you know, the kind if extreme poverty we see in the world today. Systemic poverty is man-made and exists in the structures we have put into place which, among other things, ensure that those who are vulnerable are the ones that earn less, suffer greater life shocks, and end up living without what they need to flourish. It doesn’t matter what they do, the system is stacked against them and they are unable to work their way out of it. Most are born into it, and some fall into it, but it doesn’t matter how it happened, it doesn’t need to exist and we can end it.

Poverty will always exist, people will fall into poverty through challenging life circumstances, but to think it will always be the same group of people, and their family for generations to come, or that some people should live their entire lives in poverty because of where they were born, is arrogant, ignorant, and wrong.

Fortunately, we have been making some pretty great headway with some smart structures and a bunch of generous people. We know that systemic poverty doesn’t need to exist and that we can end it, one family and one community at a time. We can’t do it without you though.

Donate here