Don’t Read This.

Don’t Read this. My Journey is not the same as yours.

I’ve seen quite a pattern emerging, and to be honest, I’m not sure what to make of it.

Everyone has 5 tips for this, the best 10 ways to create that, my two biggest takeaways from this. Heck, some of those I have created.

Whilst I love all of that content, and I think we can learn so much from each other, at some point what has worked for you will not work for me. If I just keep pushing through the tough times with an idea, or a business, or a strategy, will I actually come out the other side as successful as you? As wealthy as you? As well known as you? What if my idea, or business or strategy is awful? Will your simple strategy for super-fast business growth make me millions then?

Not everyone wins the gold medal. Not everyone tops the list, someone has to come second, or third or fourth. Is that still successful?

I don’t mean to sound cynical, but I genuinely want to ask the question about suitability and blanket promises of success.

At some point wisdom will be required, right?

And what can wisdom teach us? We cannot escape suffering in life, that is guaranteed, but wisdom is choosing what is worth suffering for. It says ‘even if I spend all of my energy on my idea/business/strategy and it doesn’t work out and blows up in my face, it was worth it’.

Wisdom is harsh.

Death & Taxes

I don’t hear it much anymore, but it was colloquial for a long time – the only two certainties in life, being death and taxes. Both of which we still try to avoid.

We try to avoid one by hiring great accountants and we try to avoid the other by not talking about it…

The internet tells me that I am not alone when it comes to talking about death. It can be quite the scary and uncomfortable topic, and somewhat strange to discuss whilst we are still healthy.

There are numerous benefits to openly talking about a time when we will no longer be around, including gaining a greater perspective of life, what we value, what we have achieved and what we still wish to accomplish. It is such an important conversation as we will all die, although we can’t control how or when, we can control what impact we can have after we have died.

One of the greatest impacts we can have post-death, is to leave something to a charitable organisation in our will; a bequest. We are on the verge of the greatest inter-generational transfer of wealth in our history, so it makes sense to allocate some of that to the causes and charities that mean something to us.

It is very easy to do – as you arrange your affairs, mention to your lawyer that you would like to leave a certain amount or a certain percentage to a charity and they will take care of the rest. If you already have a will, you don’t have to re-do the whole thing, you can add a codicil which serves an amendment to your will, recording your wishes to leave a gift from your estate. Again, chat to your lawyer and they will help you out – also your favourite charity may have a copy of the codicil to get you on your way.

A bequest is a simple way to be generous when the terrible happens.

This is Why We Need Generosity

We need generosity.

In a world with increased connections but decreased relationships, now more than ever, we need it. Because it is generosity that breaks down the barriers that we put up, even the subconscious ones, to bring about quality relationships and positive change.

We need it because it is good for us. I talk often about the health benefits, physically, emotionally and psychologically, that generosity has. It is so good for us.

We need it because kids in the developed world are growing up in an unprecedented time of wealth. In Australia, over the next 10 or so years, we will see the largest transfer of wealth from one generation to another as the older generation dies. Never before have we had so much wealth. One of the problems this creates is that children are growing up experiencing large houses, latest technology, private schools, frequent holidays and access to anything they want, thinking that is normal. But the majority of the world does not live like this.

We need it because we are becoming more divided than ever. Taking sides is the new black. We seem to lack the ability to try to understand those we disagree with and just write them off as a ‘nut-job’.

Generosity makes us healthier. Generosity takes our focus off ourselves and shifts it on to others, allowing us to notice that people live in poverty all over the world and we can do something about it. Generosity brings us together through one of the kindest acts of seeking to understand the people we don’t agree with and realising we have much more in common that we think.

We need generosity.

How Do You Stack Up?

We all love a good comparison. Whether we are comparing our car to the person next to us at the lights, or our homes when we visit our friends, or how well our kids behave. Our life can be one long journey of measurement against the things and people around us. As we all probably know, comparison can actually be quite dangerous and destructive.

But there is a website that you should check out – it compares every person in the world according to how much they earn. globalrichlist.com

All you need to do is put in your annual income and it will give you a ranking, to the person, according to your wealth on a global scale. It is a very interesting insight and quite profound.

The average income of a full time employee in Australia is almost $82,000, and according to the website the average Australian sits in the top 0.3% of the world. That means if the world was in a line starting at the richest person all the way back to the poorest person, the average Australian would have 99.7% of the global population standing behind them in that line.

That is incredible to me and it shows me that, whilst Australia is certainly not perfect, we are in such a strong position to create positive change with our wealth and influence that comes along with wealth.

Where do you rank in the line? What positive changes are you going to create through your wealth and influence?